Refinancing your home loan when starting a family

Refinancing

Refinancing is most often used to lower your monthly payments or to access the cash equity in your home (cash out). Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, to drop your mortgage insurance, or lower your interest rate.

Benefits:

  • Lower Monthly Payments
  • Reduce Your Interest Rate
  • Consolidate Debt
  • Get Needed Cash to make home improvements, pay off bills, or invest in more real estate

To Refinance You'll Need: